Insurance is designed to pay for losses that may occur which are too expensive for an organisation to cover out of its own reserves. The impact from just one misconduct loss could surpass the amount that an insurer is willing to cover. Some organisations are not protected from misconduct losses in their insurance cover and this liability falls back on the organisation. Misconduct losses are expensive. The direct financial claim filed by a victim's lawyers could be in the millions. The operating expenses in handling a misconduct claim add to the overall financial loss. The good name of the organisation may be tarnished, impacting future programs and revenues.
As a risk management instrument, The Diana Screen accomplishes the following:
"Misconduct losses are based on the actions of a few people. The Diana Screen helps to identify the men and women who are a sexual risk to children. Currently, there is no other effective way of identifying high-risk men and women". Dr. Gene G. Abel, Abel Screening Inc.